TECHNOLOGY
PayLink uses the SmartVista Systems technology, which includes a wide range of techniques to efficiently support and manage payments across all channels, including POS, branches, the Internet and mobile applications.
Smart Vista supports all aspects of card management, from simple credit and debit cards to sophisticated loyalty programs and multi-application cards. Modules for detecting fraud and prevention are built into these systems, ensuring transaction security.
SmartVista has been certified by leading payment companies, including American Express, Diners Club, MasterCard and VISA, as a PCI-DSS application including the EMV certification.
PCI-DSS STANDARDS
The PCI-DSS (Payment Card Industry Data Security Standard) is a patented standard of information security for organizations and institutions which perform transactions through global payment systems, such as VISA, MasterCard, American Express, Discover and JCB. The PCI standard is required by global card systems and is administered by a council organized by these companies. The standard was created in order to increase control over customer data and reduce scams on card purchases.
PCI-certified companies are audited once a year by licensed companies and the PCI council.
PCI-CP
PCI-CP (Payment Card Industry Card Production) is a patented security standard for organizations and institutions that perform transactions through global payment systems, such as VISA, MasterCard, American Express, Discover and JCB. The PCI-CP standard is required by global card systems and is administered by a council (PCI Council) organized by these companies. The standard was created to increase control over customer data, hardware and process related to production, card personalization, and PIN generation.
PCI CP certified companies are audited once a year by licensed companies and the PCI council.